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The BHIM Axis Pay UPI (Unified Payment Interface) App is an easy to use app with which you can link any bank account to your UPI ID and send or receive payments instantly and securely. Be it your mobile recharge, monthly payments to utilities and staples or your child’s tuition fees, Axis Pay ensures that payments are simple and secure.
Unified Payments Interface (UPI) is a platform provided by the National Payments Corporation of India (NPCI) to facilitate inter-operability amongst various banks. It’s a one-stop solution for multiple bank accounts. It allows all account holders to send and receive money using their ... Read More
The bank offers UPI services for customers (peer–to peer and peer-to-merchant payments) through various platforms, including:
Apart from the above, the Bank has also partnered with the following TPAPs (Third Party App Providers) to offer UPI services on their platform:
Download the BHIM AXIS PAY UPI App from Google Play Store or Apple Store.
Verify your mobile number by selecting mobile number registered with your bank.
Select your Bank and Bank account.
Set a Virtual Payment Address ( VPA)/ UPI ID (example – name@axisbank) for the selected bank account.
Set UPI PIN for the account using your Debit Card credentials and OTP. Use this PIN for sending money to other VPA/ UPI ID’s.
Send & receive secure payments instantly.
Recharge your prepaid mobile & DTH through BHIM AXIS PAY.
Steps to avail Instant Credit Card:
Download Axis Pay app from Google Play Store.
Link your Axis Bank account -> Click on the Side menu of the app to apply for Instant Neo Credit Card.
Download Axis Pay app from Google Play Store
Link your Axis Bank account.
Click on the Side menu of the app to apply for a Personal Loan under the 24x7 Loans section.
Download Axis Pay app from Google Play Store.
Open an Axis bank account through the side menu of the BHIM Axis Pay.
For more offers on UPI, please click here
After downloading Axis Pay, selecting your preferred bank and creating a VPA/ UPI ID:
Simply verify the account, And set your PIN. Having followed these steps, you can start sending and receiving funds. No matter which bank you bank with, you can make and receive secure payments instantly using just your UPI ID!
Download the BHIM AXIS PAY UPI App from Google Play Store or Apple Store
Verify your mobile number by selecting mobile number registered with your bank.
Select your Bank and Bank account.
Set a Virtual Payment Address ( VPA)/ UPI ID (example – name@axisbank) for the selected bank account.
Set UPI PIN for the account using your Debit Card credentials and OTP. Use this PIN for sending money to other VPA/ UPI ID’s.
Send & receive secure payments instantly.
Recharge your prepaid mobile & DTH through BHIM AXIS PAY.
Select your own & the receiver’s UPI ID.
Enter the amount to be sent.
Send money by entering the PIN.
Select your own & the sender’s UPI ID
Enter the amount receivable.
Receive money when the sender approves the transaction on their app.
Once the mandate is created, the amount will be blocked (will be marked on your account for the mandate amount)
In cases/ scenarios, where the payee (merchants) would initiate a mandate request. E.g. Hotel Bookings. Where the payment has to be blocked in advance, before the service is availed of by the customer. In such scenarios, the payee, i.e., the merchant will initiate a mandate on the payer.
Steps to accept a Payee Initiated Mandate on BHIM Axis Pay
Using the Mandate Feature of UPI 2.0, customers can use their UPI ID as a payment option while subscribing for IPO on National Stock Exchange (NSE) & Bombay Stock Exchange (BSE).
They simply need to tell their broker to use UPI ID as the payment option while filling the IPO application.
BHIM Axis Pay UPI App is a merchant payment interface where you can make payments to merchants using UPI IDs. There are key merchants where UPI is available and you can follow the required steps to make Axis Pay Merchant Payments.
With UPI, you can pay merchants on their e-commerce platform as well as their retail outlets.
Some of the key merchants where UPI is available are:
At the Payment Page of the merchant, select the payment option as "Pay By UPI"
Enter your preferred UPI ID ( which is linked to your Debit Account)
You will be notified via SMS / Notification on your UPI application
Check the transaction details on your UPI application and validate the transaction using your UPI PIN linked to the account
At the Payment Page of the merchant, select the payment option as "Pay By UPI"
Enter your preferred UPI ID ( which is linked to your Debit Account)
You will be notified via SMS / Notification on your UPI application
Check the transaction details on your UPI application and validate the transaction using your UPI PIN linked to the account
There are two ways to pay at retail outlets using UPI:
UNIFIED PAYMENTS INTERFACE - PAYMENTS SOLUTIONS
Axis Bank is a pioneer in the adoption of Unified Payments Interface (UPI). We offer the widest range of integration solutions to our partners through this system. With a dedicated team at the back end, we aim to be the first choice for companies when opting for UPI Payment Solutions.
What We Offer
Our offerings include standard APIs with a robust network and disaster recovery management. We have multiple solutions tailored for the needs of different merchants - real time onboarding of merchants, customisable solutions, standard API integrations, operational and testing support. Additional services provided by the Bank to the merchant are:
Some of our existing partners for merchant payments
Registration and Transaction Failure Troubleshooting for Axis Bank customers
| Registration Failure Issues – Troubleshooting | ||||||||
|---|---|---|---|---|---|---|---|---|
| If you are getting errors such as "Account not Found", "Account does not exist", "Mobile number not linked", "Unable to register" etc. while registering or adding account to any UPI Apps - follow the mentioned steps |
| |||||||
| Transaction Failure Issues-Troubleshooting | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| If you are getting errors such as "Account Blocked/frozen", "PIN tries exceeded", "Limit exceeded" etc. while performing a UPI transaction through any App-follow the mentioned steps |
| ||||||||
Axis Pay UPI App FAQs cover every possible doubt regarding Axis Pay UPI App. FAQs for Axis UPI Apps regarding its working, application, technicality, usage, all the ifs and buts, safety, scope etc. are answered in detail. Read the terms and conditions carefully.
All transactions on UPI are authenticated by a two-factor authentication. A debit transaction can only be initiated through your VPA/ UPI ID on your device and it requires an MPIN to authenticate the transaction. Regulated by NPCI, users share only their UPI ID instead of sensitive information like account details, IFS Code etc.
A virtual payment address (VPA)/UPI ID is a unique Id linked to your account. This unique ID is set by you and must generally be easy to remember; e.g. yourname@axisbank.
VPA / UPI ID can be used instead of Account & IFSC to transfer funds.
UPI enables users to send money directly from their accounts and receive money into their accounts. There is no hassle of loading wallets or transferring money from a wallet back into the account or incurrence of additional fees.
To know Difference between NEFT, and UPI, click here.
A UPI Mandate can pre-authorise (Mandate) a transaction for debit from your bank account later. UPI mandate is to be used in scenarios where money is to be transferred later, however the commitment towards that is to be done now. It is possible that the sender may forget to send money later, so he/she creates a mandate or for a service/merchant payment wherein this functionality may be required. The customer's account shall get debited when the mandate is executed. UPI mandate can be executed only once.
Steps to make Axis Bank Credit Card bill payments via UPI
Your Axis Bank Credit Card bill payment UPI ID is:
cc.91<Your 10 digit registered mobile number ><Last 4 digits of your Credit Card>@axisbank
eg: If your mobile number is “9812345678” and last 4 digits of your credit card is “1111”, then your UPI ID is “cc.9198123456781111@axisbank”
UPI Autopay lets you set up automatic payments for a future date, ensuring the amount is paid on time seamlessly without any intervention.
Look through our knowledge section for helpful blogs and articles.
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